Roth Ira 2024 Max Contribution Rules. As shown above, single individuals enter the partial contribution range when magi reaches $146,000 in 2024, up from $138,000 in 2023. That means you'll be able to stash away up to $7,000 in a roth ira in 2024, up from $6,500 in 2023.

The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024. Those are the caps even if you make more, up to the phaseout level.